Association of City Retired Employees

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Health Insurance

Welcome! We are pleased to have you visit or healthcare web page where you can learn about your Health Insurance and other Insurances provided by the City of Memphis to the Retirees. We all have a common mission here at ACRE…. to serve you and keep you informed concerning your Insurance benefits in Memphis, Shelby County, and the surrounding areas, including East Tennessee, Mississippi, and Arkansas. If you have any questions, please feel free to contact us anytime.

-Philip Funderburk, Healthcare Chairman

For Health Care questions email healthcare@acrememphis.org

Mark Your Calendar!
Join Us for the 2025 Senior Health Fair
Friday, July 18, 2025 | 11 AM – 3 PM
Benjamin L. Hooks Central Library | 3030 Poplar Avenue
Don’t miss this vibrant in-person event dedicated to senior health and wellness! The 2025 Senior Health Fair brings together over 60 community vendors offering free health screenings, wellness resources, and a wide range of services tailored specifically for older adults.
 
Free Health Screenings Available (including, but not limited to):Baptist Mammogram Mobile Van – On-site in the parking lot (see flyer below for registration info)BMI & Blood Pressure Checks – Know your numbersHearing & Balance Screenings – Stay steady and connectedColorectal Cancer Screening – Early detection saves livesPeripheral Arterial Disease (PAD) Screening – Check your circulation and reduce heart riskDiabetes Eye ExamFree massage1 on 1 stretches with StretchLabRegister to donate blood and enter a drawing for a chance to win a car!!! (see flyer below for details)Enjoy a day full of fun, health, and community connection, including:
🎶 Food trucks & live entertainment
💪 Line Dancing demonstrations
🎁 Giveaways & door prizes
✨ And so much more!
  “Pamper the Seniors” Session
One of the event’s highlights, this special session features 20 future beauty professionals from Paul Mitchell The School – Memphis, led by the talented Mr. Bobby Dixon. Seniors can enjoy free hair styling, makeup, nail care, and hand/arm massages—a heartfelt thank you to Mr. Dixon and the Paul Mitchell team for their generous support!

🌟 Walk the Runway!
After being pampered, strut your stuff in our Spotlight Showcase Fashion Show, hosted by the fabulous Robin Ballard. Seniors and staff are welcome to participate—come show off your style!

 Additional Activities Include:
🕺 Line dancing performances by local senior groups
🪑 Taiji Quan 
🎲 Senior Bingo
📸 Photo booth – capture unforgettable moments!

Three ACRE board members attended the ribbon cutting of the Employee Health Center located at 3295 Poplar Suite 105. We were fortunate enough to meet the Honorable Mayor Paul Young. He allowed us a few minutes to introduce ourselves and address our plight as retirees in regards to a COLA – cost of living adjustment. He was aware of ACRE contacting his office by email and letter. He put us in contact with his representative in order to get a future meeting set up to discuss this with him. We were so fortunate to meet him at this event. I must say that he was the most open and receiving public official I have ever met. I truly believe he has Memphis, its citizens, and employees (both active and retired) best interest at heart.

If you are one of the few that are insured under labor first and had a Humana Supplement is has changed. It is my understanding that the IAFF out of Nashville governs this and they have changed the name from Labor First to Retiree First. They have also changed the supplement coverage from Humana to United Health Care for 2024. This is an extremely good supplement and we suggest you maintain coverage if you are covered through them.

City of Memphis Benefits Office:

2714 Union Ave Extended 4th Floor, Suite 100 Memphis, TN 38112

1-866-543-4367 Toll Free

901-636-6800 Main

901-636-6478 Fax

City of Memphis Employee Wellness Clinic:

Three easy ways to schedule an appointment

CareATC app http://www.careatc.com/patients 901-636-0111

3295 Poplar Ave , Suite 105

Hours of Operation:

Monday & Friday 8am-12pm/12:30-4pm

Tuesday, Wednesday, & Thursday 10am-12pm/12:30-6pm

City Hall – 125 North Main Level 1B
Monday – Friday 8am –12pm/12:30-4:30pm
901-636-0111

Any retiree who was on the city’s health insurance as of October 2014 is in fact allowed to go to the Employee Clinic free of charge. This applies to dependents of those retirees as well. The clinic has a list of retirees who are eligible to use the clinic.

If you have any questions, please let us know.

Important Contacts Retirees

Benefit/VendorPhone Number/Website/EmailRole
Oracle Fusion Help Desk901-636-6100Set up self-service account
General Wellness901-636-6800
http://www.totalrewards.memphistn.gov
Assists with resolving issues related to wellness rewards and perks
Employee Healthcare901-636-6800
benefitsquestions@memphistn.gov
Administers the enrollment process for employee healthcare
Retirement & Disability Services901-636-6800
retirementquestions@memphistn.gov
Administers the enrollment process for retirement and disability insurance
Pension & Retirement Pay and Calculations Pension Payroll901-636-6661
payroll-finance@mempthistn.gov
Final Pension Calculation
Pension Payment DROP payout
Final Pay calculations and payout
Retirement Check 60 days
Retiree Exchange Via Benefits Medicare1-866-201-0367
http://my.viabenefits.com/memphis
Pays HRA claims for participants not on City Insurance
Contacts with provider/preferred plans
Supports retiree communications.
Manages employer subsidy via health reimbursement account (HRA)
Via Benefits Pre-651-866-201-0437
http://marketplace.viabenefits.com/memphis
Same As Above
Medical
BCBS of Tennessee
1-888-796-0609
http://www.bcbst.com
Pays claims
Issues insurance cards
Assists with resolving claims issues
Pharmacy
BCBS of Tennessee
1-888-796-0609
http://www.bcbst.com
Pays pharmacy claims
Assists with resolving claim issues
Dental
BCBS of Tennessee
1-888-796-0609
http://www.bcbst.com
Pays dental claims
Assists with resolving claim issues
Vision
BCBS of Tennessee
1-877-342-0737
http://www.bcbst.com
Pays vision claims
Assists with resolving claim issues
The Standard1-833-878-9034
http://standard.com
Call to file FMLA, STD or LTD claims or questions about life insurance.
Health Equity1-888-796-0609
http://my.healthequity.com/login.aspx (Use city email for login)
Pays HRS & FSA claims for participants on City Insurance
Social Securityhttp://socialsecurityoffices.info/city/tn-memphis
1-866-331-6386
Pays Social Security benefits
Medicarehttp://medicare.gov
1-800-633-4227
Provides medical coverage for senior citizens age 65 and over
Voluntary Benefits (Colonial Life, Aflac, ARAG)Local Voluntary Benefits Support 901-563-8671 http://flimp.live/CityofMemphis
ARAG
1.800.819.6010
http://www.araglegal.com
Accident, Life, Hospital Income, Cancer, Critical Illness, First Responder
Empower Retirement800-743-5274 austin.maness@empower-retirement.comReview account to determine retirement readiness
Pre- and post-retirement distribution options
https://totalrewards.memphistn.gov/wp-content/uploads/2022/09/CoM_BenefitsGuide_2023v1.pdf

AFLAC Local- https://www.aflac.com/agents/william_gant.aspx

AFLAC Contact Page

City of Memphis 2024 Benefits Rate Sheet

Benefit-Rate-SheetDownload

Qualified Insurance Premiums that can be applied towards 2024 Tax Return

Insurance-PremiumsDownload

Medicare & You 2024

10050-Medicare-and-YouDownload

Find a COVID‑19 vaccine near you https://www.vaccines.gov/

Get Vaccinated

FLU-Get-VaccinatedDownload

FLU Antiviral

FLU-AntiviralDownload

Coverage Gap

2018-July-1-City-Policy-change-on-Donut-Hole380Download

Catastrophic Coverage Via Benefits

Catastrophic-Coverage-OneExchangeDownload

Who Pays What Under Part D 2024 https://www.ncoa.org/article/donut-hole-part-d

2024 Part D Standard Plan Cost-Sharing https://www.ncoa.org/article/medicare-part-d-cost-sharing-chart

The National Council on Aging https://www.ncoa.org/

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