This web site and the information it contains is provided as a public service by the Webmaster for the ACRE website. This system is monitored to ensure proper operation, to verify the functioning of applicable security features, and for other like purposes. Anyone using this system expressly consents to such monitoring. Unauthorized attempts to modify any information stored on this system, to defeat or circumvent security features, or to utilize this system for other than its intended purposes are prohibited by law and may result in criminal prosecution.


The webmaster and the operators of this site make no claims, promises or guarantees about the accuracy, completeness, or adequacy of the contents of this website and expressly disclaims liability for errors and omissions in the contents of this web site. No warranty of any kind, implied, expressed or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchantablility, fitness for a particular purpose and freedom from computer virus, is given with respect to the contents of this website or its hyperlinks to other Internet resources. Reference in this website to any specific commercial products, processes, or services, or the use of any trade, firm or corporation name is for the information and convenience of the public, and does not constitute endorsement, recommendation, or favoring by the owners or webmaster.


Information presented on this website is considered public information and may be distributed or copied. However, all information submitted to the webmaster via this site shall be deemed and remain the property of this site and the webmaster, except those submissions made under separate legal contract. The webmaster and others shall be free to use, for any purpose, any ideas, concepts, or techniques contained in any information provided to this site.

  1)   A URL is the global address of documents and other resources on the World Wide Web. For example, http://www.acrememphis.org is the URL for the Association of City Retired Employees (ACRE) home page.
  2)   An Internet Protocol ("IP") address is an identifier for a computer or device on a Transmission Control Protocol/Internet Protocol ("TCP/IP") network, such as the World Wide Web. Networks use the TCP/IP protocol to route information based on the IP address of the destination. In other words, an IP address is a number that is automatically assigned to your computer whenever you are surfing the Web, allowing Web servers to locate and identify your computer. Computers require IP addresses in order for users to communicate on the Internet.

        Updated: September 2018